Requirements:

• Applicant must be from very reputable institutions.


• Personal guarantee by a colleague from the same institution, who should be at least an officer..


• Applicant must be a confirmed staff.


• Passport sized photo.


• Copy of employment ID / Ghana Card for both applicant and guarantor.


• Proof of income supported by pay slip for three (3) months.


• Bank statement for the last six (6) months.


• Maximum duration of 12 months.


• Inspection of applicant and guarantor’s workplaces and residences.


• Issuance of post-dated cheques after the loan has been approved from applicant & guarantor – cheque should correspond with Accounts that the salary passes through..